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XRPLHub — XRPLScore, MPT issuer risk & payment pre-checks

https://www.xrplhub.io/api/x402/screen/ofac
● healthy model-context-protocol-mcp

XRPL wallet scores, wallet permissions, batch send, MPT risk, screening, pre-checks. Never signs.

Category
model-context-protocol-mcp
Chains
base
Price
$0.0100 USDC / call

Quality grade

How grading works
B+ 69.3 / 100
Availability 20.0 / 20
Endpoint responded (HTTP 200)
Payability 15.0 / 15
  • ✓ Answers a real HTTP 402 challenge
  • ✓ Publishes a /.well-known/x402 descriptor
  • ✓ Payment address on record
  • ✓ Settlement network declared
  • ✓ Price declared
Demand 11.5 / 35
20 distinct payers, 109 USDC transfers in the last 30 days; the wallet is shared by 3 listings, so each is credited 1/3
Performance 9.8 / 10
Last probe answered in 237 ms (full marks at 200 ms or less)
Readiness 13.0 / 15
Agent readiness 87/100
Owner verified 0.0 / 5
Nobody has claimed this listing yet
Endpoint last checked 20 h ago. On-chain activity last read 3 d ago. Availability and on-chain demand are both re-probed daily; the grade updates automatically on the next pass. This grade sets search order and leaderboards; the readiness score below is shown for reference only.

x402 readiness

B · 87/100

Readiness is how fully this listing follows its protocol and how it behaved in our probes over 30 days. It is shown for reference and does not move it in search. Search order and leaderboards use the separate quality grade (here B+, 69.3/100), which weighs availability, payability and on-chain demand. How the two differ

Valid payment requirements 10/10 Payment requirements carry a payee, a mainnet network and a price.
Live 402 challenge 20/25 Endpoint reachable; its 402 challenge was seen earlier (237 ms).
x402 version n/a x402 version not observed yet.
Signed descriptor n/a No x402 standard defines a signed descriptor.
Uptime (30 days) 15/15 32/32 probes succeeded over 30 days (100%).
Resource declaration 10/10 Declares 12 paid resource(s).
Verified identity 5/10 Publisher descriptor (/.well-known/x402 or OpenAPI) on record; claim this listing to verify domain control.
Freshness + modern flags 5/5 seen in a source within 7 days; declares x402.
Security declaration n/a Payment is the access control for an x402 resource.
Applicable criteria total 75 points, scaled to 100.
Responsiveness: Responsive (237 ms; bands ≤2.5 s, ≤5 s, ≤8 s, slower; penalty only).
Payment evidence: x402_challenge — We sent a request and got a live HTTP 402 challenge. Also: x402_manifest. Qualifies the payment claim; adds no points.
Measured 2026-11-11.
Nine criteria, the same as the A2A readiness score, read from our daily probe of the paid endpoint, its payment requirements and 30-day probe history. Signed descriptor and security declaration are n/a for x402 (payment is the access control), as is an x402 version we have not observed; the remaining points are scaled to 100. Grades: A>=90, B>=75, C>=60, D>=40, F<40. It also feeds 15 points of the x402 quality grade.

Compared with peers

Against 10,082 reachable x402 APIs in our daily snapshot (2026-11-12 06:46 UTC). Display only; it does not change search order.

Readiness
Higher than 75% of peers
This listing 87 · peer median 78
Latency
Faster than 44% of peers
This listing 237 ms · peer median 205 ms

Where it loses the most points, and how to win them back

  • Live 402 challenge −5 — Answer the paid path with a valid 402 challenge.
    Now: Endpoint reachable; its 402 challenge was seen earlier (237 ms).
  • Verified identity −5 — Claim the listing and prove control of its domain.
    Now: Publisher descriptor (/.well-known/x402 or OpenAPI) on record; claim this listing to verify domain control.

How many agent tools actually work · All statistics

Paid endpoints

12 resource(s) advertised by this origin. Each price below is that resource's own x402 price; the headline price is the range across them.

POST https://www.xrplhub.io/api/x402/usdc/score

Get a 300–850 on-chain creditworthiness score for one XRPL wallet from 8 signals (account age, tx history, financial health, tokens, DEX, AMM, security, NFTs). $0.02 per call, payable in USDC on Base or RLUSD on XRPL — the same price as GET /api/x402/score. POST JSON body {"wallet":"r..."}.

GET https://www.xrplhub.io/api/x402/usdc/mpt/{mptokenIssuanceID}

Full risk view of one XLS-33 Multi-Purpose Token issuance: issuer powers (clawback, freeze, require-auth, non-transferable) plus the issuer's XRPLScore, account age, xrp-ledger.toml-verified domain, and credentials held. Live ledger reads only. Not found returns 'unknown', never 'does not exist'. $0

GET https://www.xrplhub.io/api/x402/screen/ofac

Compare one XRPL address against a vintage-pinned OFAC SDN snapshot (exact address-string match only). Returns a factual, Merkle-anchored receipt: the list, its published version, the file SHA-256, and whether the address appeared on it. 'No match' = not on that version, NOT a statement that the add

GET https://www.xrplhub.io/api/x402/lending/exposure

A borrower's total XLS-66 lending exposure across ALL loan brokers in one call: outstanding by asset, loan count, broker count, impairments, defaults, plus XRPLHub's XRPLScore. The XRP Ledger has no aggregate borrower-debt object; a broker sees only its own loans. Reflects the validated ledger NOW:

GET https://www.xrplhub.io/api/x402/lending/underwrite

Every input a LoanBroker needs for an XLS-66 underwriting decision in one call: cross-broker exposure, XRPLScore + grade, OFAC SDN screening with its own receipt, observation history + gaps, and one Merkle-anchored attestation over the whole bundle. FACTS ONLY — no recommended principal, rate, appro

GET https://www.xrplhub.io/api/x402/precheck

Agent payment pre-check: before paying an XRPL address, one verdict (block / caution / proceed) by fixed published rules — XRPLScore, a sanctions screen against every list held (anchored receipt), account age and ledger flags, and whether the ledger would reject the payment (missing tag, deposit aut

GET https://www.xrplhub.io/api/x402/permissions

Wallet permissions check: who can move money out of an XRPL wallet — master key, regular key, signer list, permission delegations (given and received), and money others can pull (checks, payment channels, escrows, open offers, tickets), each with a plain-English sentence and the raw ledger facts. Re

GET https://www.xrplhub.io/api/checkout/usdc/starter

Buy the Starter XRPLHub API plan (10,000 scored XRPL wallet-risk calls/month, 60 req/min) with USDC on Base. One signed EIP-3009 authorization — no gas, no separate on-chain tx from you — settles immediately and returns a live API key in the same response. No signup, no invoice, no polling.

GET https://www.xrplhub.io/api/checkout/usdc/growth

Buy the Growth XRPLHub API plan (100,000 scored XRPL wallet-risk calls/month, 300 req/min) with USDC on Base. One signed EIP-3009 authorization — no gas, no separate on-chain tx from you — settles immediately and returns a live API key in the same response. No signup, no invoice, no polling.

GET https://www.xrplhub.io/api/checkout/usdc/scale

Buy the Scale XRPLHub API plan (1,000,000 scored XRPL wallet-risk calls/month, 1000 req/min) with USDC on Base. One signed EIP-3009 authorization — no gas, no separate on-chain tx from you — settles immediately and returns a live API key in the same response. No signup, no invoice, no polling.

GET https://www.xrplhub.io/api/x402/score

300–850 on-chain creditworthiness score for one XRPL wallet with the 8-signal breakdown (account age, tx history, financial health, tokens, DEX, AMM, security config, NFTs). One payment (RLUSD on XRPL or USDC on Base, same price) = one score. No account, no key.

GET https://www.xrplhub.io/api/x402/report

Everything the score returns plus machine-readable risk flags, ranked recommendations, and an on-chain snapshot (balance, spendable XRP, trust lines, tx count, DEX/AMM/NFT activity). One payment (RLUSD on XRPL or USDC on Base, same price) = one report.

How to call

cURL · x402-fetch / x402-axios will auto-handle 402
curl -sS -i -X GET https://www.xrplhub.io/api/x402/screen/ofac  # expect HTTP 402 Payment Required (about 0.01 USDC/call)
MCP endpoint
https://www.xrplhub.io/api/mcp
/.well-known/x402.json
https://www.xrplhub.io/.well-known/x402

Listed in

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mcp since 2026-09-08