AI-native payment infrastructure that gives AI agents isolated wallets with programmable spending policies for autonomous USDC stablecoin transactions. **11 MCP tools** for Claude Desktop, Cursor, and Windsurf: - check_balance, send_payment, list_transactions, agent_info - create_invoice, pay_invoice, check_invoice_status, list_invoices - call_x402_endpoint, call_mpp_endpoint, plus more **Tri-rail support:** x402 (HTTP-native micropayments), MPP (session-based streaming), and traditional fiat. Multi-chain USDC on Polygon PoS, Base, and Tempo with sub-second settlement. **Non-custodial wallets** with Shamir key splitting — your keys, never ours. **Programmable spending policies** (daily caps, per-transaction caps, recipient allowlists, cooldowns) enforced at the infrastructure level. Your agent literally cannot overspend regardless of prompt injection or buggy retry loops. **Free tier** — no credit card, no KYC, no geographic gating. - Site: https://moltpe.com - Open source reference: https://github.com/umangbuilds/moltpe-agent-payments (Apache 2.0) - India guide: https://moltpe.com/india - Developer quickstart: https://moltpe.com/blog/integrate-moltpe-in-5-minutes-developer-quickstart
How to connect
https://server.smithery.ai/umg-gpt/moltpe/mcpcurl -X POST https://server.smithery.ai/umg-gpt/moltpe/mcp \
-H 'Content-Type: application/json' \
-H 'Accept: application/json, text/event-stream' \
-d '{"jsonrpc":"2.0","id":1,"method":"initialize","params":{}}'