iPayX FX Audit — Hidden Bank Fee Detector
https://ipayx-fx-audit--ybolduc.run.toolsuptime_30d 1.0%; p95 350.9ms; conformance: fail
What we measured
Over the last 30 days we probed this MCP server 30 times on 30 days; it answered 30 (100%). Median response 764 ms, 95th percentile 1,574 ms.
When we called tools/list it returned 4 tools, including check_fx_mid_market_rate, audit_fx_transaction, full_forensic_fx_report, over MCP protocol revision 2025-03-26.
Among the 53,642 reachable MCP servers in our snapshot of 2026-11-13 01:12 UTC, it is faster than 5% and higher on readiness than 38%.
From agent-tools.cloud's own probes, last checked 2026-11-12. How we measure
Tools (4)
As returned by the server's own tools/list when we called it.
- check_fx_mid_market_rate
- Fetch live mid-market FX rate for a currency pair. Returns BOTH directions (pair + inverted_pair) so AI clients can detect quote direction. Optional bank_rate t…
- audit_fx_transaction
- Performs a forensic FX audit on a currency transaction. Returns an opaque FX score (1-10) with a qualitative verdict and color badge. Raw spread percentages, mi…
- full_forensic_fx_report
- Generate a full forensic FX audit report with detailed breakdown, partner routing, and recommendations. Requires a valid Bearer API token from the iPayX dashboa…
- compare_fx_sources
- Compare FX rates across multiple sources side-by-side: mid-market (Twelve Data), Stripe FX Quotes API (if api key provided), and the user's bank rate. Returns e…
MCP readiness
Readiness is how fully this listing follows its protocol and how it behaved in our probes over 30 days. For x402 and A2A listings it contributes up to 15 of the 100 quality points; for MCP listings it is shown for reference only. Search order and leaderboards use the separate quality grade (here B, 73.8/100), which weighs availability, conformance, p95 speed and descriptor. How the two differ
| Valid MCP handshake | 10/10 | initialize and tools/list both answered. |
| Live MCP endpoint | 25/25 | Endpoint answers the MCP initialize handshake (1296 ms). |
| Protocol revision | 5/10 | Speaks MCP 2025-03-26, 3 revision(s) behind 2026-07-28. |
| Signed descriptor | n/a | No MCP standard defines a signed server descriptor. |
| Uptime (30 days) | 15/15 | 30/30 probes succeeded over 30 days (100%). |
| Tool declaration | 10/10 | Lists 4 tool(s) with descriptions. |
| Verified identity | 5/10 | Publisher declared (repository, package or homepage); claim this listing to verify domain control. |
| Freshness + modern flags | 0/5 | not seen in a source for over 30 days. |
| Auth declaration | 0/5 | How to authenticate is not stated. |
Compared with peers
Against 53,642 reachable MCP servers in our daily snapshot (2026-11-13 01:12 UTC). Display only; it does not change search order.
- Readiness
- Higher than 38% of peers
- This listing 78 · peer median 81
- Latency
- Faster than 5% of peers
- This listing 1,296 ms · peer median 349 ms
Where it loses the most points, and how to win them back
- Protocol revision −5
— Support the current protocol revision.
Now: Speaks MCP 2025-03-26, 3 revision(s) behind 2026-07-28.
- Verified identity −5
— Claim the listing and prove control of its domain.
Now: Publisher declared (repository, package or homepage); claim this listing to verify domain control.
- Freshness + modern flags −5
— Keep the listing current in the registry or source it comes from.
Now: not seen in a source for over 30 days.
Listed in
Directories this entry was found in.
How to connect
https://ipayx-fx-audit--ybolduc.run.toolscurl -X POST https://ipayx-fx-audit--ybolduc.run.tools \
-H 'Content-Type: application/json' \
-H 'Accept: application/json, text/event-stream' \
-d '{"jsonrpc":"2.0","id":1,"method":"initialize","params":{}}'