# Banco MCP — Open Finance Brasil Conecte 30+ bancos brasileiros (Itaú, Nubank, Bradesco, Santander, Inter, Banco do Brasil, Caixa, C6 e mais) ao Claude, Cursor e agentes de IA via **Open Finance**, regulado pelo Banco Central. Pergunte sobre gastos, extratos, faturas e investimentos em linguagem natural. - 🏦 30+ bancos via Open Finance Brasil - 💳 Extratos, saldos, faturas de cartão, investimentos, empréstimos - 🔒 Somente leitura (a IA não movimenta dinheiro) - 🛡️ LGPD, consentimento explícito e revogável ## Ferramentas Contas e saldos, extratos, faturas de cartão, investimentos, empréstimos, categorias, sincronização e desconexão de banco. Funciona em qualquer cliente MCP. Servidor remoto: `https://api.mcp.ai/banco`

What we measured

Over the last 30 days we probed this MCP server 31 times on 30 days; it answered 29 (94%). Median response 876 ms, 95th percentile 4,353 ms.

When we called tools/list it returned 19 tools, including openfinance_search_bank_connectors, openfinance_list_connections, openfinance_get_item_status, over MCP protocol revision 2025-11-25.

Among the 53,642 reachable MCP servers in our snapshot of 2026-11-13 01:12 UTC, it is faster than 14% and higher on readiness than 80%.

From agent-tools.cloud's own probes, last checked 2026-11-12. How we measure

Tools (19)

As returned by the server's own tools/list when we called it.

openfinance_search_bank_connectors: Searches the available bank connectors by name (pass keywords[], e.g. ['nubank','btg']) and returns, per match: the connector id, whether it's Open Finance or A…
openfinance_list_connections: Returns the saved bank connections for this install: connector_id, item_id, bank name, a per-connection reconnect_url, and an add_connection_url to link additio…
openfinance_get_item_status: Returns the current status of a bank connection (UPDATED, UPDATING, LOGIN_ERROR, etc.), its executionStatus, connector metadata, and a reconnect_url that reopen…
openfinance_provider_status: Checks the LIVE operational status of the Open Finance provider (its public status page) — this is the PROVIDER's health, separate from your own connection's `o…
openfinance_list_accounts: Returns accounts for a bank connection: BANK (checking/savings) and CREDIT (credit card) with balance, number, type, subtype, bankData, and creditData. Also ret…
openfinance_list_transactions: Returns transactions for a bank account (BANK or CREDIT type). For CREDIT (credit card) accounts, this is the ONLY way to get itemized transactions (purchases,…
openfinance_list_transactions_by_item: Consolidated cash-flow analysis for a whole bank CONNECTION over a period, in ONE call. Resolves the connection's accounts internally and fans out their transac…
openfinance_list_credit_card_bills: Returns CLOSED credit card bills for a CREDIT-type account: dueDate, totalAmount, minimumPaymentAmount, allowsInstallments, plus `payments[]` (id, paymentDate,…
openfinance_list_investments: Returns the investment portfolio for a connection (broker or bank with INVESTMENTS product enabled): FIIs, stocks, ETFs, fixed income (CDB/LCI/LCA/Tesouro), mut…
openfinance_list_investment_transactions: Returns the movement history for a specific investment position: BUY / SELL / TAX / INTEREST / AMORTIZATION / TRANSFER. Each row carries quantity, value, amount…
openfinance_list_loans: Lists loan contracts per bank connection (GET /loans). Pass `items` as an array of connection selectors (item_id uuid, connector_id, or connector_name) — one en…
openfinance_get_loan_detail: Returns full loan contract detail by id (GET /loans/:loanId): interestRates[] (taxType, ratePercentage, indexer), contractedFinanceCharges[], balloonPayments[],…
openfinance_force_sync: Forces the bank to re-sync one or more connections NOW and WAITS for it to finish (PATCH /items/:id, then polls until the item stops updating, up to ~60s). Use…
openfinance_get_account_balance: Returns the latest available balance per account id (GET /accounts/:id/balance). This is the freshest balance the provider can serve, but it is a SNAPSHOT ancho…
openfinance_get_accounts_detail: Returns full account objects including extended creditData (additional cards, limits) per id (GET /accounts/:id). Pass `account_ids` as an array (1–50). `{ resu…
openfinance_get_credit_card_bill: Returns bill-level detail for one or more credit card bills by id (GET /bills/:id): `dueDate`, `billClosingDate` (when the cycle closed — the boundary that defi…
openfinance_list_categories: Returns Pluggy's transaction category taxonomy (GET /categories), cached for the adapter session. Each entry has `id` (the categoryId used by openfinance_update…
openfinance_update_transaction_category: Corrects the category of one or more transactions (PATCH /transactions/:id). Pass `items` as an array of { transaction_id, category_id } — `transaction_id` come…
openfinance_disconnect_bank: Revokes the Open Finance consent for a specific bank and deletes the connection data. The bank's data will no longer be available. Returns an add_connection_url…

MCP readiness

B · 86/100

Readiness is how fully this listing follows its protocol and how it behaved in our probes over 30 days. For x402 and A2A listings it contributes up to 15 of the 100 quality points; for MCP listings it is shown for reference only. Search order and leaderboards use the separate quality grade (here C+, 70.0/100), which weighs availability, conformance, p95 speed and descriptor. How the two differ

Valid MCP handshake	10/10	initialize and tools/list both answered.
Live MCP endpoint	24/25	Endpoint answers the MCP initialize handshake (4353 ms); slow response -1.
Protocol revision	8/10	Speaks MCP 2025-11-25, 1 revision(s) behind 2026-07-28.
Signed descriptor	n/a	No MCP standard defines a signed server descriptor.
Uptime (30 days)	14.03/15	29/31 probes succeeded over 30 days (94%).
Tool declaration	10/10	Lists 19 tool(s) with descriptions.
Verified identity	5/10	Publisher declared (repository, package or homepage); claim this listing to verify domain control.
Freshness + modern flags	4/5	seen in a source within 7 days.
Auth declaration	2/5	Declares credential scheme: smithery_api_key.

Applicable criteria total 90 points, scaled to 100.

Responsiveness: Slow (4353 ms; bands ≤2.5 s, ≤5 s, ≤8 s, slower; penalty only).

Measured 2026-11-12.

Nine criteria, the same as the A2A readiness score, read from our daily MCP probe (initialize + tools/list) and 30-day probe history. No MCP standard defines a signed server descriptor, so that criterion is n/a and the other 90 points are scaled to 100. Grades: A>=90, B>=75, C>=60, D>=40, F<40. Display only: search order uses the quality grade.

Compared with peers

Against 53,642 reachable MCP servers in our daily snapshot (2026-11-13 01:12 UTC). Display only; it does not change search order.

Readiness: Higher than 80% of peers; This listing 86 · peer median 81
Latency: Faster than 14% of peers; This listing 876 ms · peer median 349 ms

Where it loses the most points, and how to win them back

Verified identity −5 — Claim the listing and prove control of its domain.
Now: Publisher declared (repository, package or homepage); claim this listing to verify domain control.
Auth declaration −3 — State how to authenticate (an auth scheme, or that none is needed).
Now: Declares credential scheme: smithery_api_key.
Protocol revision −2 — Support the current protocol revision.
Now: Speaks MCP 2025-11-25, 1 revision(s) behind 2026-07-28.

How many agent tools actually work · All statistics

Listed in

Directories this entry was found in.

smithery since 2026-06-04 ↗

How to connect

MCP endpoint (streamable-http)

https://server.smithery.ai/douglas/banco-mcp/mcp

JSON-RPC initialize probe

curl -X POST https://server.smithery.ai/douglas/banco-mcp/mcp \
  -H 'Content-Type: application/json' \
  -H 'Accept: application/json, text/event-stream' \
  -d '{"jsonrpc":"2.0","id":1,"method":"initialize","params":{}}'

Homepage

https://mcp.ai/banco

Listed at (smithery)

https://mcp.ai/banco