AsterPay

Trust, discovery, and fiat settlement layer for AI agent commerce. Three layers: (1) KYA trust scoring 0-100, (2) Merchant Payment Endpoint — resolve a VAT or registry identifier to the IBAN/BIC on file for a registered merchant, (3) USDC/EURC to EUR settlement via SEPA Instant. USD (ACH) and GBP (Faster Payments) are on the roadmap.

Skills

• Layer 1 — Check Agent Trust Score (KYA)
  Score any AI agent 0-100. Identity (ERC-8004), wallet history, sanctions screening (Chainalysis), third-party attestations. Higher trust = higher payment limits.
  trustidentityKYAsanctionsERC-8004compliance
• Layer 2 — Merchant Payment Endpoint (MPE)
  The agent has an identifier for the business but not where to send money. GET /v1/mpe/merchants/resolve takes a VAT or company-registry identifier (business_id + business_id_type) or an AsterPay merchant_id and returns the IBAN/BIC on file for merchants registered with AsterPay. POST /v1/mpe/settle additionally accepts a domain (read from its /.well-known/pay.json) or a structured UBL/CII e-invoice URL. Company-name search is not supported. The IBAN is structure- and checksum-checked; bank-side PSD2 Verification of Payee (account-holder name matching) runs at payout with the licensed settlement partner, not here.
  discoveryMPEmerchantIBANVATpayment-details
• Layer 3 — Fiat Settlement
  Agent pays in digital dollars. AsterPay converts to EUR and sends an instant SEPA bank transfer in under 10 seconds today. USD (ACH) and GBP (Faster Payments) are on the roadmap (Q4 2026).
  paymentssettlementEURSEPAstablecoinoff-rampx402fiat
• Prepaid Agent Budget (/budget)
  Give an agent spending money with a hard cap. One USDC transfer (1-500 USDC on Base, 1:1 credit, no platform fee) becomes a prepaid budget token the agent spends per call across every paid AsterPay endpoint. Funding wallet screened against the Chainalysis Sanctions Oracle before issuance. No API key, no card on file, no KYC. Valid 90 days, rollover on request. Setup: claude mcp add asterpay -- npx -y @asterpay/mcp-server — /budget is a native slash command in Claude Code.
  budgetspending-limitprepaidx402USDChard-capMCP

How to call

https://x402.asterpay.io

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